Clarity does not provide an Expected Family Contribution (EFC) amount for applicants on our platform.
Instead, each school you apply to determines your family's expected contribution using its own formula, based on factors like income, expenses, assets, and liabilities. Clarity collects and organizes this financial information so schools can review it, but the final calculation and financial aid decision is always made by the individual school's financial aid office — not by Clarity.
Because every school applies its own formula and financial aid budget, contribution amounts can vary from school to school, even for the same family and the same financial information.
If you have questions about how a specific school calculates financial need, we recommend reaching out to that school's financial aid office directly — they'll be able to give you the most accurate and detailed insight into your family's award.